DoshFunding

Payment solutions

Credit card processing

Reliable card acceptance with hardware and software matched to how you sell: in-store, on the road, and alongside ecommerce.

Card processing quoteCash discount program

Credit card processing

Card processing quote

Countertop, mobile, or integrated POS. Tell us how you sell and we will match hardware and pricing.

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EMV

Chip & contactless

CNP

Keyed / ecommerce

Token

Repeat customers

MCC

Category fit

Features depend on underwriting, sponsor bank, and equipment path, scoped in your file, not generic marketing.

Capabilities we implement

  • Countertop, mobile, and integrated POS setups
  • Card-present and card-not-present with correct MOTO / ecommerce treatment
  • Tokenization and vault strategies to shrink PCI scope where possible
  • Descriptor and receipt tuning so customers recognize charges
  • Chargeback workflow basics and processor portal orientation

Implementation themes

Countertop & mobile

Dedicated terminals, soft POS, and field-ready devices matched to ticket size and connectivity.

Contactless & wallets

Tap-to-pay and digital wallets where your processor and hardware path support them.

Risk-aware setup

Proper MOTO vs. ecommerce flags, velocity settings, and gateway rules aligned to your MCC.

Integrated POS

Gateway and middleware coordination when your POS or ERP owns the payment UI.

Reporting & reconciliation

Batch visibility, descriptor clarity, and handoff to finance, not just a lower rate quote.

Multi-location

Rollouts for franchises and regional groups with consistent MID strategy where possible.

Save on fees (when it fits)

Many clients pair traditional processing with our cash discount program when compliance, state rules, and ticket mix support it. Others lean on ACH for invoices and recurring customers.

EMV, contactless, and QR

Chip cards, tap-to-pay, and QR-based checkout all come down to the right terminal setup, the right processor settings, and staff trained at the counter. We handle them as part of your card program, not as disconnected add-ons.

Solutions by industry

Coverage across how you actually sell

Retail

Stores, boutiques, and multi-SKU operators

  • Countertop and mobile terminals with EMV and contactless
  • Inventory-heavy seasons and omnichannel card-present flows
  • Cash discount or compliant dual pricing when ticket mix supports it
  • Gift cards, store credit, and reconciliation with your POS

Restaurants

QSR, full service, bars, and catering

  • Tip adjust, bar tabs, and fast guest checkout
  • Kitchen display and handheld pay-at-table paths
  • Online ordering handoff to the same merchant ID where possible
  • ACH for catering contracts and B2B meal programs

Hospitality

Hotels, venues, and guest services

  • Card-not-present deposits and authorization holds
  • MOTO and emailed invoice links for groups and events
  • Multi-department reporting and property-level MCC clarity
  • Capital for renovations, FF&E, and seasonal staffing swings

Automotive

Dealers, repair, detail, and fleet services

  • Large-ticket repair and parts with proper card-present flags
  • Recurring payments for service plans and fleet accounts
  • ACH for wholesale parts and vendor pulls where it fits
  • Working capital aligned to inventory and service bays

Personal care

Salons, spas, fitness, and wellness

  • Memberships, packages, and card-on-file with updater-friendly flows
  • Low-friction tips and add-on sales at checkout
  • Online booking deposits that match your risk profile
  • Expansion financing for second locations or equipment

Professional services

Medical, dental, legal, accounting, and consulting

  • Healthcare-style practices often need tighter data-handling conversations. We align gateway choices with what your counsel requires
  • Recurring retainers and client payment plans
  • Level II/III style data when your processor and MCC support it
  • Practice growth and equipment alongside acceptance

Home services

HVAC, plumbing, electrical, and contractors

  • Field mobile swipers and text-to-pay invoice links
  • Progress draws and milestone billing on larger jobs
  • ACH for commercial GC relationships and net-term customers
  • Job materials and payroll smoothing via working capital when eligible

Nonprofits

Donations, events, and recurring giving

  • Donation pages, hosted pay links, and event checkout
  • Recurring gifts with dunning-friendly retry patterns
  • Transparent effective rates so boards see full cost of card giving
  • Grant or program timing support through capital partners when appropriate

Free resources

Learn before you commit

Short explainers and calculators to help you read a statement, compare options, and ask better questions — no sign-up required.

Learning CenterMoney, cards, ACH, and funding — plain English

Next steps

Add online payments when you need cart checkout, or merchant account review when underwriting needs a clean re-board. Read our disclosure notice.